Head of Operations (Device Financing)

  • Full-time
  • Dar es Salaam
  • Tanzania

Description

Location: Dar es Salaam, Tanzania

Company: Bluerock Mobility Trading Limited


Key Responsibilities


Operational Leadership


  • Lead the daily operations of the device financing business, ensuring smooth and efficient processes from customer onboarding to device delivery and repayment.
  • Oversee the full lifecycle of device financing products, including application processing, credit assessment support, device allocation, activation, and recovery.
  • Drive operational excellence, process improvement, and continuous efficiency gains across all operational units.

Systems & Tools Management


  • Ensure proficient and consistent use of core systems including ERP, Webitel (call centre system), Redash dashboards, and other recovery/operational tools.
  • Monitor system performance, data accuracy, and report integrity. Ensure all critical dashboards and reports are refreshed and actively used for decision-making.
  • Train, coach, and hold the team accountable for proper system usage.

Recovery & Portfolio Management


  • Lead the recovery function, ensuring effective restructuring processes, case management, and portfolio performance.
  • Set recovery targets, monitor collection rates, and implement strategies to reduce delinquency and improve recovery outcomes.
  • Ensure the team fully understands and correctly applies recovery tools and restructuring procedures on the ERP.

Team Leadership & People Management


  • Lead, mentor, and develop the operations team (including supervisors, agents, and specialists).
  • Set clear performance standards, conduct regular performance reviews, and address underperformance promptly.
  • Foster a high-performance, accountable, and collaborative culture.

Communication & Stakeholder Management


  • Maintain clear, professional, and effective communication (written and verbal) with local management, hub teams, and Group HQ in Europe.
  • Prepare and present operational reports, performance analysis, and recommendations to senior management.
  • Act as the key operational link between local operations and regional/Group stakeholders.

Data-Driven Decision Making


  • Use Redash and other analytical tools to monitor KPIs, identify trends, flag issues, and drive corrective actions.
  • Ensure data integrity and that all operational decisions are supported by accurate, up-to-date information.

Compliance, Risk & Process Governance


  • Ensure all operational processes comply with company policies, internal controls, and relevant regulations.
  • Identify operational risks and implement mitigating controls.
  • Continuously review and improve standard operating procedures (SOPs).


Requirements

  • Bachelor’s degree in Business Administration, Operations Management, Finance, or related field (Master’s degree is an advantage).
  • Minimum 5–7 years of progressive experience in operations, preferably in device financing, fintech, microfinance, or trading/distribution of consumer electronics.
  • At least 3 years in a managerial or leadership role.
  • Strong hands-on experience with ERP systems, call centre platforms (e.g. Webitel), and data analytics tools (e.g. Redash or similar BI tools).
  • Proven track record in recovery/collections management and process improvement.

Working Relationships

  • Internal: Operations team, Credit, Sales, Finance, Customer Experience, IT, and senior management.
  • External: Device suppliers, logistics partners, and other service providers.
  • Group: Regular interaction with hub and Group HQ teams in Europe