Credit Analyst Team Leader

Eleving Group, a leading international fintech company operating in over 15 countries across three continents, is excited to introduce its newest venture: Mogo Credit Tanzania. This is an incredible opportunity to bring our proven financial solutions to a brand-new market, building on our global success.

At Mogo Credit Tanzania, we are dedicated to increasing access to finance and driving social mobility. We'll be offering a range of products, including financing for cars, motorcycles, and tuk-tuks, smart phone financing as well as logbook loans and more.

We are looking for passionate, driven individuals to join our founding team. This is a unique chance to help build a company from the ground up and play a key role in shaping its future. You'll be part of a collaborative, non-bureaucratic work environment that is both fun and sustainable.

Our success is built on a focused growth strategy, smart use of data and technology, and strong risk management. We pride ourselves on quick loan approvals and flexible repayment terms, ensuring our customers get the convenient and affordable solutions they need.

Our mission is to empower individuals and communities through innovative financial products. We believe in building true partnerships, guiding our customers to find the best deals and supporting them every step of the way. If you are ready to make a real impact and help us facilitate upward social mobility, we encourage you to join us.

Ready to help us write this new chapter in Tanzania?

• Oversee and guide the credit analysis team to ensure accurate and timely appraisal of loan applications in line with KYC, company credit rules, and regulatory requirements.
• Review and approve complex credit applications before submission to the Credit Committee.
• Provide mentorship, training, and performance feedback to credit analysts to maintain high standards of credit assessment.
• Monitor workload distribution and ensure timely communication of application outcomes to clients.
• Actively participate in and contribute to Credit Committee discussions and decisions.
• Ensure effective implementation and communication of credit policies, rules, and procedural updates to the sales and credit teams.
• Analyze portfolio trends to identify risks, improve processes, and enhance approval efficiency.
• Ensure proper collection, processing, and secure filing of credit documentation.
• Liaise with other departments to ensure timely loan disbursement and exceptional client service.
• Prepare regular reports on team performance, application turnaround times, and portfolio quality for management.
• Perform any other duties as may be assigned by management.

• Bachelor’s degree in Finance, Accounting, Economics, Banking, Business Administration, or related field.
• CPA (T) or equivalent professional qualification is an added advantage.
• Minimum of 3–5 years’ experience in credit analysis, with at least 1–2 years in a supervisory or team lead role.
• Strong knowledge of credit risk assessment, lending principles, and regulatory compliance in Tanzania.
• Excellent analytical, problem-solving, and decision-making skills.
• High attention to detail with the ability to manage multiple tasks and deadlines.
• Strong leadership and team management abilities.
• Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and familiarity with credit management systems.
• Excellent communication and interpersonal skills.
• High level of integrity, professionalism, and ethical standards.

Win Big

• Fast results: We cut through bureaucracy so you can achieve your goals quickly.
• Transparent goals: Know what you are working toward and celebrate our victories together.
• Rewards and bonuses: We recognize and celebrate great work with bonuses and awards.
• Celebrating Success: We love to celebrate our wins together.

Grow

• Intelligent team: Work alongside smart, passionate people.
• Established feedback culture: We encourage open communication to help you and the company grow.