Description
Eleving Consumer Finance is a dynamic and international FinTech company dedicated to empowering diverse communities worldwide. Our mission is to create access to innovative and sustainable financial solutions, driving upward social mobility.
We are at the forefront of financial inclusion, serving markets where traditional banking falls short. Our reach extends across 7 countries, encompassing the Balkan Europe region, including Moldova, North Macedonia, Albania, and the Southern Africa region, covering Namibia, Botswana, Zambia, and Lesotho.
In most of the markets we enter, cash economy conditions are prevalent, making our comprehensive online and offline customer service experiences a unique offering. With a presence spanning multiple continents, our international team of over 1000 dedicated professionals forms our greatest asset.
From more than 180+ branches, we offer a diverse array of flexible financial products, providing the means for individuals and communities to thrive, and we are constantly expanding our footprint.
Join our team, and be part of our mission to transform the financial landscape for the better.
YOUR MISSION
Direct strategic lending portfolio management. Supervise and optimize the performance for credit lifecycle. Maintain risk framework, lead assessment including automation. Monitor product economics and design product strategies to improve product economics and overall profitability.
- Define and execute the strategic vision for the lending product portfolio, including product development, enhancements, and retirement strategies
- Develop and steer new origination and pricing strategies to optimize portfolio performance
- Analyze portfolio performance metrics, including loan performance, profitability, and credit risk indicators, to align product strategy, credit risk framework, and proactively support business decision making
- Orchestrate the credit risk assessment process and automated credit decisioning, including underwriting standards and loan approval processes
- Monitor product economics, including revenue, costs, margins, and profitability, to assess product performance and identify areas for improvement or optimization
- Lead cross-functional teams in the development and execution of product roadmaps, ensuring alignment with business objectives, customer needs, credit risk framework, and compliance requirements
- Proactively collaborate with business stakeholders to understand the business needs and propose the optimal solution
- Lead and develop portfolio managers team, setting priorities and ensure resources