Junior Accountant-2025

  • Contract
  • Finance
  • Zambia

Job Profile and Responsibilities

ExpressCredit is a global consumer finance company operating in Zambia and three surrounding countries, including Namibia, Botswana, and Lesotho.

We operate a multi-channel lending platform for private and government sector employees underserved by mainstream financiers. As a good corporate citizen, our goal is to help people in need of short-term and long-term financial assistance – all of which make a meaningful and lasting impact on the local communities.

ExpressCredit is a game-changer and one of the fastest microlenders in the country. A combination of new technologies, mobile sales, and a network of branches and direct sales positions us well for growth and building a sizeable, well-performing loan portfolio. We are looking for a suitably qualified, competent, and highly motivated professional based in Lusaka to fill the position of junior Accountant .


Summary Key Responsibilities:


 

-   Daily and monthly bank reconciliations

-   Posting journal entries and petty cash management;

-   Making daily payments for expenses falling due;

-   Maintaining accounts payable and receivable;

- Maintain general ledger accounts by reconciling accounts and control accounts;

-     Prepare fixed asset register maintenance;

-    Maintain accounting controls by following policies and procedures.

-   Update job knowledge by participating in educational opportunities;

- Accomplish accounting and organization mission by completing related results as needed;

- Maintain accurate and complete register of invoices, agreements and all other supporting documents for each and every accounting entry.

-       Monitoring of branch funding needs and all expenses

-       Responsible for the preparation and processing of payroll for all employees; review and ensure accuracy of approved timesheets; track and deduct all garnishments and other special payroll deductions;

- Responsible for the coordination efforts between payroll, Human Resources, and Finance departments to ensure proper flow and maintenance of employee data (including preparation/distribution of detailed reports, e.g., overtime, leave balances, head count, and retirement contribution reports);

-  Ensure that payroll system updates and maintenance are done on a timely manner.

-  Evaluate and implement appropriate payroll policies and payroll processes while assessing whether or not there’s a need for any systematic enhancements in order to increase the payroll efficiency.

-Performs account reconciliation and analysis while ensuring supporting documentation is accurate and in compliance with both the company policies and state laws.

 Ensure that all payroll inputs (commissions, Bonuses, Overtime, etc.) are received verified and approved on a timely manner before including them in payroll.

- Timely preparation and submission of all statutory returns PAYE, NAPSA, NHIMA;

-Establish/maintain employee records; ensure that employee changes are entered correctly and made on a timely basis; review changes for proper authorization and adherence to HR and Disciplinary policies, including compliance with statutory regulations;

-       Strong payrol administration knowledge and

-       Any other duties as assigned.

-       Prepare supplier and receivable aging reports

-       Prepare accurate Leave reports.

-       Prepare and submit accurate salary files Reports

-       Ensure that Monthly Statutory Returns – PAYE, NAPSA, NHIMA, WHT are prepared and submitted before the due date.

-Prepare any other reports that may be required from time to time

REQUIREMENT

-       A Member of ZICA, ACCA or CIMA

-       ACCA, ZICA or CIMA level II or equivalent, a degree in accounting will be an added advantage

-       Excellent written and spoken English language skills

-       Strong command of Accounting standards and financial reporting

-       Proficient knowledge in Payroll administration.

-       Hands on experience with accounting packages such as Sage Pastel

-       Strong critical thinking and mathematical reasoning skills

-       Excellent knowledge of MS office and familiarity with relevant computer software

-       Good understanding of accounting double entry

-       Strong skills using and understanding the flow of transactions in an integrated and automated payroll accounting system, like Sage Pastel;

-       Ability to maintain confidentiality and exercise extreme discretion;

-       Excellent problem solving/judgment skills, and high level of attention to detail and accuracy

-       Strong organizational skills, and the ability to work under pressure; and

-       Ability to handle and prioritize multiple tasks and meet all deadlines.

-       Must be able to multi-task and enjoy maintaining good relationships with employees.

-       The ability to adapt to different scenarios and work environments

-       Able to meet tight deadlines in a fast spaced environment.

 

Experience and Requirement


  •  Bachelor’s degree in finance, Accounts, business or equivalent
  •  2 years of demonstrated experience in a similar role and in related field preferably in a Micro Finance institution
  •  Credit management training will be an added advantage
  •  Demonstrated strong data analysis skills and Investigative skills.
  •  Demonstrated collection and debt recovery skills
  •  Demonstrated leadership covering the work experience period
  •  Strong understanding of credit analysis and policies
  •  Good understanding of Risk management principles
  •  Problem-solving and decision-making abilities.
  •  Exceptional analytical skills and a good eye for detail.
  •  Ability to cope under pressure and Stress management skills.
  •  Good planning and organization skills
  •  Good communication and presentation skills
  •  Holder of a valid driving license